You repeated and confirmed exactly what I wrote.
Therefore if everything was working or was on the verge of working why all the delay?
Why did Borys go with the card partner he is with now and why did he not use them earlier instead giving us lies about Novarise and CSOB?
It's simple. When Minexcoin got contract with Novarise about cards they named name of partner(Novarise) But that partner failed to provide card services and contract was terminated. All misunderstandings with CSOB was sorted and now that's in the past. That's no lies, it's normal situation in business. If you going to the phone service and they promising to repair your phone in 2 days but can't do that because delivery service failed to deliver new screen do you starting to run around and scream about scam and lies, or you simply wait while they got new screen?
Sorry that is not a good analogy, the phone screen replacement is not comparable to a massive announcement about securing banking or card partnerships.
I call it gross mismanagement at the very least and outright lies at most.