I think Stellar's network has many advantages over applying token security. The future of crypto is token security so Stellar's future is bright so I think XLM should be in your portfolio.
in any case, stellar will give good opportunities for its users. Recently, he really showed good results. Nevertheless, he does not need to compete with ethereum. Although in my opinion, many ethereum competitors will find their application in certain areas of human life.
Why do not you read some of the articles that Stellar was born to compete with Ripple? Because Stellar is also promoting partnerships with corporations in the field of payment