You will probably see no single penny/bitcent
Nope. One way or another I am going to monetize the judgement. Worse case is I write off the judgement as un-collectable debt on my tax return and use the loss as an offset. The judgement is sufficient documentation in case the IRS decides to challenge the write off.
That is an excellent point. So it means that, depending on your tax bracket, you could get some benefit out of it.