I don't really like Ripple because of their popularization on media in the end of 2017, so I would not keep Ripple. For me, Cardano is better to keep
And what exactly is a bad situation when the project is spoken about in the media? It seems to me that today it is probably the opposite that it makes sense to be proud of it and to buy XRP, because it seems to me that today this very approach can be really correct.