I only invest in the coins that are backed by a promising product. e.g. Plutus is a crypto payments platform that lets you spend crypto anywhere in the world that accepts visa or mastercard (40 million stores). It's a bit like a better decentralized version of tenx or MCO, big potential. But they have classified their coin as a utility token since day as it actually adds real value to the project (its used for loyalty rewards) which is why I have faith long term. I will definitely be using their platform when available Q1. https://plutus.it/