I recently got to know of a startup that promised it would try to make payments and transactions more convenient. The startup is called Pundi X. I pretty much loved their idea of making portable Xpos Payment devices rather than the BTC ATMs people always talk about.

This, in my opinion, would save a layman who does not have some much technical knowledge about cryptocurrencies but wants to make transactions when shopping or paying for a certain service safely without worrying getting phished or hacked. All he would do is just scan the code from the device using his smartphone, approve payment and transaction is carried out automatically.

If we had more of these startups coming into play rather than the vast numbers of useless exchanges, This would help bring crypto closer to more communities who don't have much time to loiter around exchanges with the assurance that they don't have the risk of being hacked.