At the moment, I'm holding all the coins I earned in the bounty, and that I had purchased in the mid - April 2018. I don't need a fiat right now, because all my savings in cryptocurrency I strongly keep in my wallet, waiting for a good time to sell. I think this is the right strategy to protect yourself from big losses.
The "right strategy"? I may have to disagree with you on that. You'll have better luck if you had converted your holdings to fiat during the March - April days. If you did, I'm sure you'll be with more dollars worth of your tokens because between then and now, most coins and tokens have deprecated by more than 50%. But overall its a good idea to be a hodler but you have left some money on the table by hodling through the bear market.