Once again, I am convinced that people are not ready to sit and study the essence of the question, but wait for a ready answer. You are given a possible situation development. The economy currently has a scenario approach, so 3 possible development situations is still a small number.
Investing in crypto is still a risk, a lot can go wrong and you can just lose money. Not everyone wants to study, and not everyone wants to take risks.
You're right. No one wants to take risks and no one wants to learn, but everyone immediately wants to get big profits. But this does not happen, Although if you take into account some of the nuances in 2016, many newcomers are lucky to get good income.
and this is primarily the error of each cryptocurrency user who does not study and does not study cryptocurrency, but immediately tries to earn money. It seems to me that the fault is not only the greed of a person, but also a strong PR cryptocurrency.