I have a positive attitude to stable coins. In this article I saw the thoughts that visited me, I have already expressed them in this forum. Of course, stable coins are now used to save investors funds during the bear market, but potentially they can be used as a means of payment, and the main cryptocurrencies Bitcoin and Ethereum in real life is an asset for investment.
Stablecoins are good for us becouse me can hold our money on the bear market. But for today there are a lot of stable coins, that can get scams any moment.
I agree, stablecoins can be easily abused for the creator to launch a scam project. Nobody knows if the stablecoin is really backed 100% by Fiat money. Well, if we can say backed, I don't know if something can be backed by something which is not backed (what Fiat actually is since it's not backed by gold anymore)
I would not trust in stablecoins too much.