That doesn't make any sense, A> you don't understand leverage, I am not going to explain the chain, I should have  dumbed down the post.

They are going to get the payment back right away, because that loan will be used to provide collateral for another loan in addition to my funds. So say it's 500 dollars in bitcoin I want through a normal lender, I put up 250, 125 I get from a lender here; the lender gives me 500, of that 125 I return it the original lender.

It's really pretty simple and I've done it before.  The idea is to establish a relationship so in these commercial lenders it builds up my credit and then the lender here will in the future give me larger loans,  and this is all to ultimately leverage trading on exchange.  

If you can't understand what I alluded to in the original post and is common sense.

Edit; I was annoyed in my post because I came here as a new member seeking help and the response was rude but I apologize for any offense.