Too bad most people here think money grows on trees. It's so easy to set up a site, offer cloud mining contracts (where you in reality aren't mining at all), promise people 200% annually, and you will at least trap in a couple of dozen noobs. It might not sound like much, but when your initial investment in terms of time and money to set up the site doesn't exceed $100-$200, but people's deposits are worth thousands, you have booked a 10x return without much effort.

If you have a longer time horizon, you offer less rewards, but pay out people during the initial phase to have noobs shill your platform because they "earn" money, you will have even more success. On average, these platforms don't make it past the 12 months, which we have seen with Bitconnect as well.

The best investment is Bitcoin itself, or even other cryptos directly, but people always chase the wrong investments.