Regarding the forging algorithm. Are we still exploring options to improve this over NXT?

I am convinced that the design of the forging algorithm is one of the major things that may convice people to invest in NEM!

For this I believe the goal of the forging concept should be:

1. To attract as many people as possible to invest in NEM (preferrably even small amounts)
2. To make NEM more than just an investment

What do I mean by that:

Well I guess we can all agree that the forging algorithm of NXT does not attract the regular joes to the game. I believe this is  exactly what we should aim for with NEM because there are alot of regular joes    This would also make it a more stable currency compared to when the majority of users are investors that only aim to make money with it.
Once the currency has proved to be stable you will establish trust. I believe a lack of thrust is the major argument merchants still have against cryptocurrencies. (and obviously the legal grey area debate but this can not be countered by the design of NEM  )
If we could make a concept that will attracht merchants (obviously this is long term thinking), I suppose this will benifit NEM hugely!


Please let's debate on this and share some thoughts.