It's not part of the lending criteria, it's a formal question that is sometimes asked, but the answer has very little significance on the outcome.  I am sorry that you think 300 dollars is alot, I am starting to think that I should start a charity for bitcoin users. Apparently they are are very poor.  

Again another pyscho response. I don't know how many times I have to reiterate to you morons, I moved on.   But again keep giving your unwanted opinions they are entertaining.