Don't know how much you value your BCT account, but if you don't care about it, I'm not going to continue this discussion.  However, if you're looking to possibly salvage it, 1) remove those retaliatory negs on Vod, 2) stop posting that he's a scammer (he's not), 3) post proof that you got the loan, provided the collateral, and then paid the lender back. 

Vod is reasonable, but I know he doesn't appreciate behaviors like the ones you've displayed after him negging you and again, any appeal is between you and him--as I said, I can't speak for him.  He has been known to remove feedback depending on the actions of the tagged member. 

Who gave you the loan?  When is it due?  Can you provide the Txid for the bitcoin sent to you?

If you're looking to clear your name, start up a new thread in the Reputation section with that information.  All of this is off-topic here.