so max someone can receive is to lock 5000 wan for months just to receive 40 wan for every 1,000 wan? seems horrible.  Why would anyone do this?

5,000 wan locked to receive 200 coins over 3 month period?  Is this correct?  What's the point?

We have been waiting longer than a year for pos and this is the bs they bring?  not everyone will be allowed to participate?  That is called "Centralized"