A collateral may not be valid for you, it might be valid to someone else.
Here's the problem: it would be a scammer's tactic to ask for a loan with a shitcoin or token that he knows can't be sold and therefore is worthless for him to hold. In your lending thread, it looked exactly like you were just waiting for a sucker to take the bait. People were explaining to you that your token might be unsalable, and you basically kept responding "yeah well, everyone can make up their own mind".
This forum is rife with examples of loan scamming where people put up either worthless collateral or collateral that they're simultaneously trying to sell. That's why you got tagged. However, I'm not calling you a scammer outright, just pointing out that there were huge red flags in your lending thread. Maybe you have too much faith in the future of GRVS, and maybe you intended to just pay back the loan honestly. Who knows? Vod called it as he saw it, and while it might seem pretty strict of him to tag you, there isn't much you can do about it unless you work out an arrangement with him.
Vod is reasonable, but you have to understand that he's seen so many scams and attempted scams here that his position is to take no chances, especially with relative newbies.