I have a negative trust rating, despite the fact I have never traded

How is this possible?  It seems like an abuse to me. Also I have no idea who gave me this negative rating; although I suspect that I was given this negative trust rating from psychotic users after I asked for a loan and they accused me(with zero proof) of trying to scam users (which I wasn't and as result of their abuse did not seek a loan anymore) and also I've seen many other newbies attacked when they asked for loans no matter how small or how much collateral they provide.

I find this very unfortunate and as result now I don't really want to use bitcointalk. I have participated alot after I started the account and one topic I started has over 150 replies and over 1000 views.  But I don't want to participate when I have a big smear on my username and one unfairly added.

I hope this is fixed.