1. I offered collateral.
2. I insulted people who insulted me, if you can't stand the heat stay out of the kitchen. You can't expect to be offensive and not be offended in return. Real life isn't a safe space.
Your negative trust wasn't because of the sort of "trashtalking" from both sides. You could trashtalk without receiving a negative trust. It's solely due to your shady loan.
3. I started posting less because of the psychos at this board( common enough with geeks probably because of self-esteem issues/being picked on growing up). But when I was really posting those posts were popular, it is still a popular threads on bitcointalk(up to 8 pages now). It's a sad thing that you discourage new members from participating and you treat a discussion form about a coin that is supposed to be about among other thing 'freedom;, as some nazi rule laden byzantine place.
You can freely discuss and participate with people here even if you have a good number of negative trust ratings.