How difficult is setting up a masternode? Is it only for IT specialists with experience in networks+crypto? It is hard to believe that maintaining masternode could be compared (by effort) to dividend.
https://hostingstudio.eu has masternode installations that are done from the web browser so you don't even need to be technical or do any learning to set it up
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On passive income:
I'm trying
https://ducatusbusiness.com as it requires us to actively help get businesses to agree to accept it in real world shops so the coin IMHO will inevitably become liquid and popular.. I't is about 2 cent now so it is cheap!