Both feedbacks from VOD are ridiculous and no one has any link with reality.
1. A loan with an active collateral, a cryptocurrency.
2. An investment opportunity that has nothing to do with a ponzi.
Nope, both ratings are spot on. You did offer a ridiculously worthless shitcoin as a collateral and you did run a ponzi.
Shitcoin or not shitcoin, it was a collateral. And it is not a ponzi, you are just saying a statement based on no facts