New year and this loan is still active. Not sure what's going on with max but he logs in very infrequently. Anyways, interest is still active on this loan, and the total repayable amount will exceed the collateral value before this year ends at which point I will have a right to ask for the collateral to be transferred to me. Max: You know you could just repay this loan, cut your losses, and the continuous interest bleed. That's what I'd recommend, but you can do whatever you want. Just wanted to bring your attention to this.

Regards,
Hatcher