I don't know my dear friend, even though you may think I invented this... I just read it somewhere that this kind of thing is possible, since 2 years ago I was utmost suspicious of some Cote d'Ivoire'ian who wanted to *wire* me through 3000 EUR for a car barely worth half that... (Yes, to my bank account). Why don't you ask the scammers in Africa? I'm sure they are more knowledgeable on the subject... 
But according to your logic: Why are scammers active at all on the car market? I mean, they could just deposit all of their stolen cheques on a 'fakename' bank account and then cash it/withdraw it before they discover the fake/hijacked ID used to open the account, right? Maybe the banks would recognize their face after showing up for the gazillionth time, and there are only so many banks in the neighborhood?
Btw2: How about those invalid orders clogging up the orderbook?
But according to your logic: Why are scammers active at all on the car market? I mean, they could just deposit all of their stolen cheques on a 'fakename' bank account and then cash it/withdraw it before they discover the fake/hijacked ID used to open the account, right? Maybe the banks would recognize their face after showing up for the gazillionth time, and there are only so many banks in the neighborhood?Btw2: How about those invalid orders clogging up the orderbook?