Problem is far deeper than that. Minexpay/Chain2pay did multiple law and regulation violations :

- made a deal (illegal) with UAB KRISTOLINIS DUGNAS to present theirs customers as UAB Kristolinis Dugnas empoyees

- made a deal (illegal) with UAB KRISTOLINIS DUGNAS to provide false residence documents to theirs non-EEA customers,without it they could not get Upaycards

- made a deal (illegal) with UAB KRISTOLINIS DUGNAS to get full access to its Upaycard business account

It is not only against Upaycard and Mastercard regulations,but against financial laws itself.  When this little scheme be discovered it will awfully look like a money laundering to the authorities.

I dont think so that Minexpay and UAB KS really fully understood seriousness of consequences of theirs acts.