When we are fighting each other for the sake of making that 1% of total money in circulation, I don't see being smart make much difference, being smart may get me to a higher position title, I'm still need to fight for that 1% total money in circulation. Being into business doesn't directly give me the luxury to enjoy the 99% wealth that the richest are enjoying. Basically there is no way to get out from this crap.
I'm sorry. But this "99% is for the rich" argument doesn't make any sense. Most of them are wealthy simply because they deserve it and worked hard for it in the first place.
That may be true when competition are very low, but in a time like today, every business are very competitive, every competitive business are fighting for the same 1% wealth in the world, no doubt about many business failed almost immediately it get into the market, and it's how people getting themselves broke by involving themselves into speculative business.
There's always competition. If making a successful business is easy, then there would no be employees. Hence I said that you need to be smart and make smart decisions. If you think you're smart enough to be rich, then work for it! If not, then probably study and or gain experience for you to be smart enough. That's just it. If you're not willing to put in the work, then all you're going to do in life is to complain, while the others work hard to attain their goals.