For a long time, lending to the economy has had a positive effect on the economic growth of countries. So it was in the 90s and 2000s. Lending to the economy is a really good incentive for economic growth, but you need to be very careful with it. Since human greed has no boundaries, many companies, governments and countries have taken loans without really thinking about how they will have to repay debts. The main problem is that everyone thinks that the growth of the economy will continue all the time. No one thinks that something can go beyond the script. For 20 years, almost all countries of the world have been so indebted that they will soon not be able to repay these debts. And many of the countries have already faced up with this problem.