It is great that you will be splitting them into three but I think that is the wrong things to spend to.

First, you should not focus on investing your money into a high risk. You are holding a lot of money and it can do a lot of things. Instead of prioritizing your investment, you should build your own source of income so you will be able to get a stable income. Also, you don't need to say that you should invest on food and beverage as they are all needed. Lastly, if you will be saving, you don't need to include clothes and food as I've said you need it daily, you should not save your money to something important.