Lightning is still beta software. Users should experiment with only small amounts of BTC, or other compatible cryptocurrency, until LN is more mature.
If people want to experiment with the LN, they should use the test network rather than the main network. What is considered a "small amount" now could very well be considered a significant amount in a few years. I for one am going to continue to wait to use it. I attempted to set it up several month ago, but found the whole process to be a PITA. Thank goodness that at this stage in the game, the setup process isn't exactly idiot friendly.
