I still believe in online wallet and exchange wallet and luckly i was never got hack during use them and my funds were safe indeed i do realize using online wallet is very risky especially for long term saving but for me all of current online wallet already have high of securities system and got hack or not depend on our habit when we use that
Apparently, you have not ended up having an experience with one in the past and how so quick you can manage to lose all that you have in a twinkle of an eye if anything happens to the exchange you are keeping your assets on. Even the most reliable exchanges today should not be 100% relied on as anything can still happen. Exchanges are centralized and even though there are some securities in place, that does not mean you should completely put all your funds in them, that is not a good call for a smart investor at all. In fact, if you are not a trader, you should have no business when it comes to putting any funds at all in an exchange, and if you are a trader, you should only be trading what you know you can afford to lose.