Ugh, I hate xrp buyers.
Do a bit of research, ripple is a terrible company.
And ADA? Cardano has become a laughing stock in the smart contract platforms category.
They are even worse then eos, at least eos has released its mainnet.
But both are still totally non functional and aren't even close to penetrating the market.

But, I guess I'm being too harsh, to each their own.
And yes, it is a great time to buy.
Last year, I had set my buy in price to btc at $2500.
I decided to go ahead and buy back in when it dropped down to $3200.
I bought up ICON and Polymath.