The ban was not done by me, it was done by support team member Radonza.
Secondly, please be aware that there was masternode-reward hack, the hacker had spread his coins in 250 wallets. This is why it took time for us to track each and every wallet of the hacker.
Also, collateral increase was requested by so many people to me in private chats, that I had to do it. TOK has 3 major investors, and they also wanted this increase, because the rewards were less than the monthly VPS cost.
Another point you should learn about POS coins is that the developer should always have a chunk of coins so that the blockchain is not forked away or overtaken by hackers. We have 8 masternodes running but they are running because we want the blockchain to be stable.