Anybody who keeps their bitcoins on a computer where they download files is awking for trouble. Sure its ok to use it for browsing etc but you are seriously asking for trouble if you even think about downloading torrents.
There is no cure for idiocy.
Hey I believe not all can use separate devices for both as not all will have the luxury of extra cash, hence these people are often the soft targets. I believe in a situation like this one should install good antivirus protection, and make sure to daily run the antivirus and if the antivirus says its risky leave the file or site instantly. Also its pertinent to note that in todays digital world I would advise to stream online, rather than download files which may be harmful for your system.
Yep, and for me as a relatively non-techie guy, this scares the pants off of me.
This is why I stress on having a good antivirus program installed, most of these now come with search engine tools which shows whether the site is safe or not, also theyll scan your file and help you be safe. I feel you should consider getting one, and its just not non techie guys, remember the recent Electrum wallet scam so many fell for it.