Yes! You should always calculate the possible risks and consequences. If you just keep Bitcoin and hope for something, then you will not earn money! You need to understand that most likely Bitcoin will increase in price, but not to put all your money on it.
And in general, making money is just a part of life, there are many other areas where you can do, for example, something useful for people or for the world as a whole.
My result: to treat Bitcoin calmly and without fanaticism, as a possible method of earning, and not as a lifestyle.