No doubt about the future of fiat money: it's gonna be replaced by cryptocurrencies.
But does virtual money need a REGULATOR?
There is no doubt that the national paper money of the states will remain in the near and distant future. Cryptocurrency, especially decentralized, can never replace the national money of the states. It is not intended for this and is not capable of it. States will never refuse to use their national money, because they are a reflection of the states economy and interact with the economy. Cryptocurrency in general can not be tied to any state economy.
Agree, I also think that fiat will never be replaced because the government will always manage fiat to exist. but regulation does not mean crypto will replace fiat right? regulations are made so that crypto is free to use without any restrictions and I think it will be applied in the future