Codius is the smart contracts solution that the team at Ripple released a few months ago.  You'll be hearing much more about this later in 2019 regarding the derivatives market.  Codius is more robust than Ethereum and easier to use.  XRP is the perfect complementary digital asset to codius because it can process 50,000+ transactions per second, cost 1/100th of a penny per transaction, and uses almost no wasteful energy in the process.  Also, the XRP ledger is very decentralized with Ripple only controlling 7% of the validators.  Eth can only process 15 transactions per second and for the foreseeable future is stuck on a dying POW ship.  Also, with the R3 collaboration you'll be seeing a massive increase in XRP utility driven demand throughout Q3 and Q4 this year as banks and payment providers begin using it at scale throughout Asia, Middle East, Northern Europe, Brazil and Mexico initially.  The US will follow as we've seen wonderful legislation brought forth in Wyoming this week.  The last I heard, moving off of POW could take ETH as long as 2 years!  2 years from now its possible XRP will be moving $100 Billion a day in volume.  It won't matter at that point whether BTC or ETH or any other POW coin goes down the toilet.