I can tell you I needed the money too, like things like car repair, for example (among other things). Shit happens all the time. I just worked harder and longer hours. Looking back now, I don't really know why I wasn't selling even after I crossed well into millions. It turned out to be pure luck though, as just as I started selling, everything crashed within a month. It was pure luck though. -- not some genius plan.
I sold all the nxt too but still have all the ardor. Haven't sold any, even though at their peak they were over $1.5 I think
Goes to tell you how much many of us value the general fundamentals and tech behind crypto currency. Many could have been millionaires, yet they held on. They know where the future is. Patience, strong mentals, little sacrifices and some luck is needed in this space.