This is my first time loan here, credit score is messed up at the moment, so taking a loan from local bank would be time consuming.
You think that your "score"/trust here is better to justify asking a loan?
I'm trying my luck. I think paying through PayPal would be easier for lender as the amount is protected. My PayPal is verified and 7 year old. Isn't it good deal for a lender?
You think wrong. Paypal doesn't secure lender's money, no matter how old the account is. You can cancel the payment at any time after you get the
BTC.
So how is this a good deal for the lender? This can be good only for your side.
Btw if you want to try your luck, play some dice and lock this thread.