I don't think that's gonna be a problem. Separate tokens can be created for credit. Nothing can replace the purity in the economy after crypto acceptance. Imagine that there will only be limited money and no one will intervene.
if bitcoin becomes the single currency in the world, then there will be a balance in the world of commerce, there will be no inflation that always exists every year for developing countries, there will be no currency playing and there will be no major state pressure on small countries in currencies they, it was time for reform in the medium of exchange.