Correct me with a recent example of BTT account used as a collateral and it wasn't red tagged. I believe just accepting or giving a BTT account as a collateral can be consider as account farming as the main intention of a collateral is base on the fact of loaner default so you have something to turn to.
Here is the example for you.
Terms:
1. You must have valid collateral. Altcoin and reputed bitcointalk profiles are only valid collateral to me.
User is
Green trusted.
It will be zero value collateral for lender but it still it has much value for account owner. Any reputable person will not like to part the account for few dollars.
This should be debatable for which amount of loan and a positive trust should be given. Users are giving/receiving +ve trust for paying petty loan amount ,look like more of trust farming.
Going through this infographic,i came across your statement which says a user can get a red trust for being an escrow without a track record
Is that correct and should that be so,i know it's safer,and we're encourage to use the forum's official escrow service and also reputable members but is it not the decision of those engaged in the transaction to decide who acts as escrow in their transaction whether or not that person has a track record,but is trusted by both of them,and such person should not get red tagged,I think this makes sense, but I stand to be corrected
Then do the private deal (escrow), no need to start your escrow service thread.
You can check the trust of [ur=https://bitcointalk.org/index.php?action=trust;u=1432468l]mdayonliner[/url] who got -ve trust for jumping in escrow deal of $100K without any experience.