Certainly there is logic in your words. From the availability of luck, much depends on investing. But this does not mean that you need to blindly trust good luck and not study projects yourself.
Investing is not easy money. It's hard work. Of course, if you approach this matter seriously. Therefore, we need to study projects as much as possible from all sides.
Quite a controversial issue, because today there are many investment platforms that help investors skillfully and profitably for your pocket to invest.