This is why HARA teamed up with partners across industries to build a sustainable ecosystem!
Read all details here: http://[Suspicious link removed]/2DxEcXx
Lots of partnerships has happened so far, I can say that PUNDI is what I like the most because it makes the transaction of farmers to use their points easier.
You're right PUNDI X brings their X POS systems to rural Indonesia to bring financial inclusions to unbanked farmers they may find it in HARA accredited kiosks with a ratio of 1 device per 200 farmers.