Third time unlucky
As a matter of interest (pardon the pun) what's your default % on loans?
with k0er and adiebitsler I had successful loan history before. Amount of repaid loans is still higher
edited: PS I don't think its about luck it's not a lottery. I think its a warning sign of trust system crisis - maybe Bitcoin price drop caused lower personal valuation of bitcointalk accounts by some owners and looks like lenders realized this phenomenon a bit later.