I've found case like this many times. We want everything to be easy to use yet secure at the same time. I believe the issue is only about adoption and probably habits. It doesn't take much time to learn and get the gist of the average crypto related things such as wallet, private key and so on. If anything, I think people tend to make it more complicated than it sounds. 2FA is the basic thing of security nowadays, not only in crypto. On top of that, security awareness is an issue not only in crypto but other business too[1]. I tend to believe that if it comes to security, people must learn and if there's no way to make it simpler, then that's it, don't join if you can't do the basic.

But of course, if we can make it more user-friendly (at least this transaction export history thing) our life will be much easier.

[1] https://www.mediapro.com/blog/infographic-2016-privacy-security-awareness-iq/