Tbh I don't think Bitcoin is that technical (for daily usage). While it's true it is required to have somewhat deeper knowledge to fully embrace the tech, to be able to use it regularly we don't have to do that. For example, to create an address, you don't have to understand how BIP32 works, they can simply open Electrum, generate a new address and so on.

This technical barrier is quite low tbh. We don't have to spend hours learning about it.