You are too much reputed and you are a higher ranked and also old member than me. But you gave a loan and you have not given any trust rating why? The op has no proof that you gave a loan. In this case, any lender may consider op as fresh and then allow loan and this way by taking multi-loan op can do scam. Please always try to give neutral trust once you give a loan to any person and on this way you can save yourself as well as other community members.