Hey, Lenders stop taking account as collateral otherwise you will be tagged. Also while giving loan please keep consideration this type of rule until forum moderator/DT to save you and us (the bitcointalk community).
1. Account can't be used as collateral
= If so, then any lender cant take multiple loans at the same time and also would not be able to sell anything which can be reversed.
Lenders will give neutral trust once give a loan. And will not give any loan if there is an active loan which can be seen on neutral trust. If lenders or Borrowers break the rules then they/s/he will get negative trust by DT.