a lender that does this and ends up selling the account is knowingly scamming the next person (as it will get tagged on sight).
I am exactly at the same point as you.
Is there really a need for someone to accept loan requests that involve accounts? If you claim so, then explain why it is absolutely necessary.
As of my 3 examples above scammed could be stopped if the account was on collateral. Or at least 2nd person could stay away scamming. My opinion is that account can be taken as collateral only to stop more scamming, nothing else. Should not trade the account as
grtthegreat did. Though
grtthegreat not tagged I am not forcing anyone to tag or stay away from tagging. But base on other cases he should be done so.
Are you saying that unsecured loans are risky?
Yes, that is risky for both the current lenders as well as other lenders also buy of reversed payment eg: skril/neteller/paypal etc.
That's shocking but still not a good excuse for account trading, not to mention all the other potential shenanigans.
I am also on the same point as you. I am also against account trading.
If you want to give out unsecured or poorly secured loans - take the risk yourself, don't push it on the community.
It is right that we should give the loan for unsecured collateral or poorly secured collateral on our own risk. But as you know all people are not on the same vessel. Few people give a loan while there is another active loan or take reversible payment. Which make looser for both person.