Mahirap magpalending dito kasi halos karamihan ng mha gustong makakuha ng loan ginagamit ung kanilang account nilang collateral
yan lang kasi talaga ang pwedeng gawing collateral kapag nagkaroon ng loan dito. kaya medyo mahihirapan ng kliyente si OP sa ganitong pagkakataon. Kahit noon pa man kasi ang nagiging collateral sa mga loans dto ay ang accounts,unless mag sisight siya ng mga pwedeng gawing collateral.
Account as collateral is useless if it will be tagged anyway, I know it will because DT does not allow owning a lot of accounts.
There is no collateral if you are talking of accounts, it's only the reputation that a borrower is risking, while the lender is risking his money.
So OP has to make sure account is worth than the amount loan, in case of default, OP gets nothing but borrower's account is in red trust.