I have a point about this.
Take accounts as collateral.
But the additional value added to that loan should be no more than 0 satoshi. The situation should be considered the same as if they were to ask for a no-collateral loan.
Accounts should not give a user any extra reputation for leverage. After all, what more do they have to lose if they're just going to default?
Don't trade the accounts afterward, of course.
As account trading is not trustworthy taking account as collateral means 0 collateral and if default then from there lender can get 0 satoshi. But by taking account as collateral may decrease more scam activity as Borrower will not have any access of the account. But if the lender is the same of borrower I mean if lender trades the account then his personal account as well as selling account should be tagged negatively. As happened for
grtthegreat