@ipanks. I support cryptocurrency from an ideological - libertarian point of view. I have never mined in my life: I am ashamed to admit that I am technically a complete noob and probably already too old and unexperienced to start with it... 
I personally don't agree with your statement. It's never too late to start something you want to do as long as you're still alive.
Experience comes with times, that is the easiest thing to get when you really like a subject, the thing is learning - Nothing that being persistent can't accomplish.