Hahaha Who made this rating? Understand this issue at the beginning. And then you will understand that the hand washes the hand. There are many scammers and liars recognized by the community in this ranking.
Yes just another sad attempt of trying to make AB look good, but in reality, AB hasn't got what it takes or is a fraud (both are on the cards). I am sorry to say!
I have concluded (mainly from the responses from Universa today, which are no surprise) that Universa seems to be a complete waste of my time, and a terrible implementation of a initially good idea.
I dont see any future, and I will pull my investment as soon as I can.